Current Mortgage Rates: A Comprehensive Overview

Mortgage Rate Averages and Calculations

NerdWallet's daily mortgage rates represent an average of the published annual percentage rates (APRs) from major lenders. They provide a snapshot of the current mortgage market and can be customized to reflect your specific situation.

Today's 30-Year Mortgage Rates

As of today, the 30-year fixed-rate mortgage is averaging 6.69%, up slightly from last week's average. This rate reflects a two basis point increase from the previous week.

Mortgage Rate Comparison Tools

NerdWallet's mortgage rate comparison tool allows you to compare rates from multiple lenders. This can help you find the best deal on your mortgage, whether you're buying a home or refinancing your existing loan.

National Average Index and Accuracy

NerdWallet's national average index is calculated daily to provide the most accurate representation of current mortgage rates. This index is based on data from a wide range of lenders, ensuring that it reflects the overall mortgage market.

Mortgage Cost Calculator

Use NerdWallet's mortgage cost calculator to estimate your monthly mortgage payments. This tool takes into account your interest rate, loan amount, and loan term to provide an accurate picture of your potential housing costs.